The benefits of shopping around

Thankfully with our internet driven existence, nowadays, there are a whole host of different ways we can save money. Whether this is money saved on holidays, the purchase of clothing or even your weekly food shop, the possibilities are endless. Many hundreds of sites exist purely to assist consumers in their quest to save pounds along the road of any given shopping journey and today we will be exploring just some of the tricks and cheats which exist. The reality is that when making any form of purchase, there is rarely a need to pay the full listed price, providing we are willing to shop around and research the saving opportunities which do exist. Not only are there comparison based sites but also specific offers which relate to individual internet based providers, all of which allow an ability to save money. The very nature of the internet is one of convenience and as such it can be tempting to buy quickly and with little effort. However, shoppers beware! This is actually all part of a much bigger marketing plan, which has been specifically designed to make the purchaser (you!) much more likely to buy the goods or services on offer in a fuss-free and easy manner. So now it’s time to see what sort of tips and tricks currently exist which could get you saving money today.

One of the best guides for an all-round ability to save money is the website MoneySavingExpert.com this site offers guidance for all areas of financial spending, whether it be credit card interest rate comparisons or methods for getting money off a trip to a Theme Park. The site itself is broken down into easy to follow sections, such as ‘Deals & Vouchers’, ‘Insurance’ and even shopping. These sectors quickly and logically detail the current deals and offers available, what information should be known about them as well as consumers’ opinions regarding the specifics of each offer. This site is a real must for the savvy shopper and has enjoyed many years of success as one of the most widely used sources of money saving advice and support. For those of us looking for more shopping specific money saving avenues, there are in fact plenty of resources to choose from. A quick Google search for ‘Money Saving Vouchers’ will quickly give a host of different websites designed to provide just that. Take for example vouchercodes.co.uk which offers a whole different online and printable vouchers for saving money both on and off-line. Whether you are looking to save money on a meal out or an online shopping purchase, this site will usually have a deal for your chosen supplier. Like so many of these sites, it would be worth signing up to the website for regular offer and deal updates. Sent in an email format, this allows deals of your choosing to be emailed directly to your inbox as and when they become immediately available. Be mindful when using these services not to allow such emails to end up in your junk or spam folder as they often do. Instead, upon signing up ensure your mailbox settings are updated to mark such emails as ‘not spam’.

Another means of saving money is via the actual website from which you are considering a purchase directly. Whether this is o2 or Boohoo, there are possibilities to save money with very minimal effort. Take for example in the instance of o2 who operate an online chat facility. Online chat facilities are becoming increasingly popular amongst online providers as they allow consumers direct access to information. In addition to information however, they also can provide a route to saving money. This means then taking the plunge and engaging in an online chat and furthermore, requesting money off your purchase or whether there are any existing promotional codes available. Using one of these online chat facilities can take a manner of minutes but in return allow the opportunity to express your intention to purchase and save money whilst you are at it; you will be surprised at the success that can be gained! Let’s also look at boohoo which representatives a saving opportunity located within many online clothing sites. What you will almost certainly find is whilst you are shopping and placing goods in your basket; you will be asked by the site to ‘log-in’ to avoid losing the purchases you are looking to buy. This is not a trick and is worth doing on every occasion. Logging in or creating an account with such cities does not mean agreeing to a purchase or even a specific service but simply allows the company to gather your details needed for purchase and delivery in the vast majority of cases. The trick here is to do this and then when you have decided on your purchases; leave the site completely. The result of this is that your items will be recorded in your shopping bag. However, in addition to this record there will almost certainly also be a follow up email from the site in question and in this email, a likely saving opportunity. Often in such circumstances the site will want you to return to complete your purchase and in order to make sure you do, they will offer a discount code or voucher redeemable upon doing so. A simple tip, full of potential to save money.

Representative Example: Representative 1286.98% APR on a loan of £300.00 with 5 monthly repayments of £101.03 Total amount repayable £505.13 Annual interest rate (fixed) 290%

Warning: Late repayment can cause you serious money problems - For help, go to moneyadviceservice.org.uk

This article is not intended to contain information about, or advertise, products offered by us but is intended to contain information, give opinions or discuss generally available products/services.

Author: Internal Customer Services Agent